Guidance 2 Bank Exams

IBPS - PO - Interview Questions 

COMMON INTERVIEW QUESTIONS LIST - MOST FREQUENTLY ASKED

Ø  From where bank borrow money / funds?

Ø  What are the basic functions of bank?

Ø  What are assets? Why assets for banks only?

Ø  What is good will? GOODWILL in simple words?

Ø  What is debit card? What is credit card? And their difference?

Ø  What is liability?

Ø   Deposit rate

Ø  FII

Ø  IPO

Ø  Disinvestment

Ø  Fiscal deficit

Ø  Revenue deficit

Ø  GNP

Ø  National income

Ø  Percaptia income

Ø  SDR

Ø  Bank its features and types

Ø  Cheques, corssed cheques

Ø  DD

Ø  NBFC

Ø  Difference between banking and finance

Ø  NASCOM

Ø  ASSOCHAM

Ø  SENSEX

Ø  Mutual funds,  its role and functions

Ø  Bank headquarters

Ø  Retail banking

Ø  Wholesale banking

Ø  Internet banking

Ø  International banking

Ø  ADR (American Depository Receipt)

Ø  GDR (Global Depository Receipt)

Ø  Participatory notes

Ø  Markets types

Ø  Stock exchanges

Ø  Role and functions of insurance companies, bancassurance and IRDA

Ø  BASEL II

Ø  BASEL III

Ø  Remittances

Ø  Credit cards and loans

Ø  Financial inclusion

Ø  Interest rates of banks in which we have account

Ø  Interest on savings

Ø  Banks and headquarters

Ø  Banks MD’s

Ø  NEFT / RTGs

Ø  ALM (Asset Liability management)

Ø  Nationalized banks

Ø  Rural banks

Ø  Printing of currency notes and securities

Ø  Committees on Indian banking

Ø  Inflation , deflation

Ø  BPLR

Ø  Prime interest rate

Ø  Banking history

·         Pre-independence banking industry of india

·         Post-independence banking industry of india

Ø  Reserve bank of india

·         Important points of rbi

·         Central board of rbi

·         Governors n deputy governors of rbi

Ø  List of female deputy governors of rbi

·         Bank rate

·         CRR, SLR, REPO RATE, REVERSE REPO RATE

Ø  Banking and financial system in india

·         Commercial banks

·         Financial institutions

·         NBFCs , capital market

Ø  Structure of commercial banking in india

·         Public sector n private sector banks in india

Ø  Scheduled banks in india

·         Private, public, foreign scheduled banks in india

Ø  State bank of india and associates

Ø  Co-operative banks in india

·         List of co-operative banks in india

Ø  NABARD

Ø  Non-performing assests(NPA)

Ø  Gross domestic  production (GDP)

Ø  Rupay

Ø  Nair committee report on priority sector lending

Ø  Canara banks

Ø  Punjab national banks

Ø  Allahabad banks

Ø  Bank of baroda

Ø  Biometric ATMS

Ø  Talking ATMs

Ø  Foreign direct investment (FDI)

Ø  Foreign institutional investment (FII)

Ø  Budget in india

·         History of budget

·         Types of budget

Ø  Debt recovery tribunal

Ø  Credit rating agencies in india

·         ICRA limited, CRISIL

Ø  Industrial Finance Corporation of India (IFCI)

Ø  SIDBI

Ø  IDBI limited

Ø  EXIM bank

Ø  National housing bank

Ø  SEBI

Ø  Stock market in india

·         BSE, NSE

Ø  Bank of international settlements (BIS)

Ø  International Monetary fund (IMF)

Ø  Indian coinage act, 1906

Ø  Economic planning in india

Ø  Foreign exchange management act (FEMA), 1999

Ø  Programs and schemes

Ø  Economic survey

Ø  Latest developments in banking sector

Answer:  banking regulation act amendment, entry of corporate houses in banking sector, basel norms get delayed…etc

Ø  What is connected Lending

Ø  What is cheque truncation system?

Ø  What is basel norms?
Ø  NBFC's
Ø  what is the motto of nationalization of banks?
Ø  What are leadership qualities?
Ø  If you are a manager in bank how you manage?
Ø  What is FICCI?
Ø  Monetary instruments?
Ø  what is Asset and Liability of a Bank?
Ø  what are T-Bills?
Ø  what is balance sheet?
Ø  what is the difference between public sector and private sector banks?
Ø  what is ATM?
Ø  what is the meaning of kisan in a kisan credit card?
Ø  various schemes of bank?
Ø  In video conferencing what type of camera is used?
Ø  What is Bull & Bear?
Ø  Alternate banking channels?
Ø  Currently market is in Bull phase or bear phase?
Ø  What is ASBA?
Ø  How bank is a backbone of economy?
Ø  What is CD ratio?
Ø  What is KYC n what is no-frill account?
Ø  What will you do in Bank?

                    Hi friends, if you know the answers for the above all questions
        "use comment box to give the answers". So that it will be helpful to others

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